TMC Core Insurance | Premia, Beyontec, Candela, Cloudflow | Azentio Partner

TMC Core Insurance Solutions

Transforming Insurance in Pakistan with Core, Automation & Digital Platforms

TMC, through its partnership with Azentio, delivers a modern, unified technology suite built for Life, Health, General, Group, P&C, and Takaful insurers. Whether you are a traditional composite insurer, a Takaful operator, or a digital-first player, our solutions accelerate product launches, automate claims, and reduce operational costs while ensuring strict local regulatory compliance.

Four Powerful, Integrated Solutions

Premia™ (Core Insurance Platform)

A battle-tested system managing the full policy lifecycle—from quotation and underwriting to claims and reinsurance—across Life, Health, General, Group, and Takaful lines.

Beyontec Suite (Modern P&C Platform)

A cloud-ready, multi-line administration system for motor, fire, marine, and liability lines, featuring over 30 built-in Robotic Process Automation (RPA) workflows.

Candela Labs IAF (Intelligent Automation Fabric)

An AI-powered automation and case management layer that transforms manual, paper-heavy customer journeys into intelligent, digital front-end flows.

Cloudflow (SaaS Underwriting Platform)

A cloud-hosted SaaS engine built on 30+ successful insurance transformations, delivering rapid scalability and zero infrastructure overhead.

Why Insurers Choose TMC Solution

Speed to Market

Launch innovative Takaful and conventional products in weeks, not months.

Cost Efficiency

Built-in automation and RPA drastically reduce manual errors and overhead.

Digital-First Experience

Mobile-ready customer journeys, modern portals, and real-time updates.

Local Compliance & Expertise

Fully Shariah-compliant for Takaful, SECP-ready, and backed by a dedicated local team and delivery center in Pakistan.

Ready to Modernize Your Operations?

Our solutions are modular — start with one platform (core, automation, or digital) and scale seamlessly.

Contact our team today to schedule a personalized demo and capture the growth opportunities in Pakistan’s evolving insurance market.

Contact TMC