Azentio Banking Solutions by TMC
Globally proven banking technology for your Islamic banking transition.
TMC Pvt Limited is Azentio’s exclusive strategic Partner, bringing globally proven banking technology to support financial institutions in their digital transformation and the fastest possible transition to Islamic banking.
iMAL, the world’s leading Islamic core banking platform
iMAL is a comprehensive, front-to-back Islamic core banking system built from the ground up on Shariah principles. It is the only core banking platform in the world to receive full AAOIFI certification for 16 consecutive years.
CERTIFIED
16 YEARS
AAOIFI Certification, the key USP
Unlike systems that claim "Shariah compliance" through add-ons or configurations, iMAL is independently audited and certified by AAOIFI every year, covering Shariah standards, accounting rules, and product structures.
Guaranteed Authenticity
Guaranteed authenticity of all Islamic contracts.
Reduced Risk
Reduced risk of regulatory or Shariah board objections.
Faster Approvals
Faster product approvals and smoother audits.
Free Updates
Free updates for new AAOIFI standards.
Everything a modern Islamic bank needs, front to back
Universal Banking Support
Full support for Islamic and conventional, retail, corporate, treasury, trade finance, investment, and microfinance.
Native Islamic Products
Murabaha, Ijarah, Mudarabah, Musharakah, Salam, Istisna, Sukuk and more, native, not retrofitted.
Advanced Profit Calculation
Islamic Profit Calculation System (PCS) with multi-pool management, automated profit allocation, equalization, and Zakat handling.
360° Customer View
Real-time processing with multi-entity, multi-currency, and multi-branch operations.
Regulatory & Risk
Integrated regulatory reporting, risk management, and audit traceability aligned with SBP and AAOIFI requirements.
Low Code – No Code & Cloud Ready
Low-code customization and cloud-ready architecture for fast deployment.
Trusted nationwide by BankIslami Pakistan
BankIslami Pakistan has successfully implemented iMAL to power its nationwide operations and deliver innovative Shariah-compliant digital banking services.
Next generation value added banking solutions
Islamic Financing Solutions
End-to-end lending origination, management, and collections with automated Shariah-compliant workflows and credit decisioning.
Treasury & Trade Finance
Comprehensive support for Islamic treasury instruments and trade finance operations including LCs, guarantees, and collections.
Risk & Compliance
Integrated tools for financial crime management and regulatory adherence.
Digital Banking Platform
Modern internet and mobile banking with digital onboarding, fund transfers, bill payments, financing management, and corporate workflows.
Global expertise, local strength
Azentio brings over 30 years of specialized banking expertise and successful implementations across 60+ countries. TMC provides strong local presence, with expertise in complex solutions integration across diversified industries globally.
Ready to strengthen your Islamic banking operations with a truly compliant, future-ready platform?
Contact TMC today to explore how Azentio Banking Solutions can support your institution’s transformation.