Premia · Beyontec · Candela · Cloudflow
TMC Core Insurance Solutions
Transforming Insurance in Pakistan with Core, Automation & Digital Platforms
TMC, through its partnership with Azentio, delivers a modern, unified technology suite built for Life, Health, General, Group, P&C, and Takaful insurers. Whether you are a traditional composite insurer, a Takaful operator, or a digital-first player, our solutions accelerate product launches, automate claims, and reduce operational costs while ensuring strict local regulatory compliance.
Four Powerful, Integrated Solutions
A unified suite across the insurance value chain
Premia™ (Core Insurance Platform)
A battle-tested system managing the full policy lifecycle—from quotation and underwriting to claims and reinsurance—across Life, Health, General, Group, and Takaful lines.
Beyontec Suite (Modern P&C Platform)
A cloud-ready, multi-line administration system for motor, fire, marine, and liability lines, featuring over 30 built-in Robotic Process Automation (RPA) workflows.
Candela Labs IAF (Intelligent Automation Fabric)
An AI-powered automation and case management layer that transforms manual, paper-heavy customer journeys into intelligent, digital front-end flows.
Cloudflow (SaaS Underwriting Platform)
A cloud-hosted SaaS engine built on 30+ successful insurance transformations, delivering rapid scalability and zero infrastructure overhead.
Why Insurers Choose TMC Solution
Built for speed, efficiency, and local compliance
Speed to Market
Launch innovative Takaful and conventional products in weeks, not months.
Cost Efficiency
Built-in automation and RPA drastically reduce manual errors and overhead.
Digital-First Experience
Mobile-ready customer journeys, modern portals, and real-time updates.
Local Compliance & Expertise
Fully Shariah-compliant for Takaful, SECP-ready, and backed by a dedicated local team and delivery center in Pakistan.